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作者:道顺 来源:原创 发布日期:08-25

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OpenAI要让AI替代“初级投行员工”_我的网站

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A |     人工智能公司OpenAI正在进行一项非同寻常的试验:通过雇佣超100名前投资银行员工,训练其AI模型掌握金融建模等核心技能。    Sparsh Walia is currently on a high. With his film, 120 Bahadur, not only receiving critical acclaim but also deeply moving audiences across the country, his performance has earned widespread praise. The film, which also stars Farhan Akhtar and Raashii Khanna, has become a big milestone in Sparsh’s career. In an exclusive chat with Filmfare, Sparsh talks about the surreal feeling of his first big-screen success, the immense responsibility of playing a real-life hero, and the most valuable lesson he learned from his co-star, Farhan Akhtar.          For an actor whose debut on the big screen has received such an impactful response, the feeling is naturally overwhelming. He mentions, "I'm just overwhelmed," as he shares about the flood of positive reviews and messages. "All the reviews and messages I'm reading about my performance, it's such an overwhelming feeling."     The excitement was followed by a major announcement: the film was declared tax-free by the Delhi government few days ago. Sparsh notes, "If the government appreciates your work and does something like this for your film, it's such a big thing for us.” Having dedicated almost one and a half years of his life to the project, Sparsh finds the love pouring in from Kashmir, Madras, and Rajasthan to be a surreal feeling. He hails from a background where being on screen always felt like a far-fetched dream. But having attained the unattainable, he admits, "It will take me another week or two to just let this sink in. But I feel so overwhelmed. And it's such a proud moment for me, for my family, for my parents."          Sparsh plays the character of Ramchander, the radio operator and the sole survivor of the battle, whose role is key to the film's plot. The actor felt an immediate and deep connection to the role. He recalls the audition phase stating, "I was so emotionally attached to Ramchander ji, to his story, and how he contributed to this battle. So, I really wanted to play Ramchander ji's character."This attachment translated into a deep sense of responsibility. "I think there was more than the performance pressure. There was this added responsibility," he shares, especially since he was also the narrator for this story from Indian history. The greatest help came from his team and the passion for the story. Crediting his director and co-actors, including Farhan Akhtar, for the smooth process, he says, “The impact of your team matters a lot in your performance.”     Sparsh also had the honour of meeting the real Ramchander. Recalling the interaction, he shares a moment that inspired his performance. He refers to the dialogue in the film where Ramchander states that a soldier's blood will be found in the soil from his chest, not his back. Sparsh recalls, "Everybody took a bullet head on. No one thought of turning back at that time... When I heard all that from him, I was so inspired and moved. How did they do it? I mean, I can't even imagine that normal people like us do something like this."     Sharing screen space with the seasoned and multi-talented Farhan Akhtar was a dream come true for Sparsh, who has always been a fan. He reveals the most valuable lesson he took away from Farhan, "How to value your co-actors. That's what I picked up from Farhan."           He admits he initially had the mindset that a star like Farhan would give his shot and walk off. But his approach was the complete opposite. Sparsh shares, "The way Farhan sir made it so comfortable, he used to be there for even one of my lines. The way he supports his co-actors, the way he makes all his co-actors feel equal was amazing." Sparsh reveals he would hope to apply this learning in his future projects.           On a concluding note, Sparsh stressed the importance of the film’s message, especially for the younger generation. He says that he wants everyone to realize how much our army has sacrificed for the freedom we enjoy today. He says, "I would like everyone to know how much sacrifice has been made to enjoy what we are enjoying today.” He urges the youth to appreciate and feel proud every single day about our soldiers and whatever they do for us.Also Read: Shah Rukh Khan Pens Emotional Message As Andre Russell Retires From IPL。                   据媒体10月22日报道,OpenAI这项代号为“Mercury”的秘密项目,已经吸引了来自摩根大通、摩根士丹利和高盛集团等顶尖金融机构的前员工参与。这些参与者负责编写指令、构建用于重组和首次公开募股(IPO)等各类交易的金融模型,以此“教导”AI如何像一名初级银行家一样工作。                   报道援引知情人士透露,这些合同工的时薪为150美元,并且获得了他们正在帮助创建的AI的早期使用权。这一举动在金融行业内部引发了对初级岗位职业前景的担忧,分析师们长期以来抱怨工作繁重乏味,而人工智能的崛起正将这种抱怨转变为对其工作安全性的直接威胁。                   此举也揭示了Sam Altman领导下的OpenAI的战略重心。作为全球估值最高的初创公司之一,OpenAI尚未实现盈利,将强大的AI技术转化为能服务于金融、咨询、法律等各行各业的实用商业工具,已成为其当务之急。                   一、百余名前员工参与,时薪150美元训练AI                    根据报道,OpenAI的“Mercury”项目已招募了超过100名具有华尔街背景的专业人士。参与者阵容强大,不仅包括曾在摩根大通、摩根士丹利、高盛等一线投行工作过的前员工,还囊括了来自Brookfield Corp.、Mubadala Investment Co.、Evercore Inc.和KKR & Co.等知名投资机构的人才,甚至还有哈佛大学和麻省理工学院的在读MBA学生。

B |                    项目以灵活的合同工形式运作,参与者被要求每周提交一个金融模型。

C | 他们的任务包括用简单的语言编写提示,然后在微软的Excel程序中执行并构建模型。

D | 一位审阅人会对其工作提供反馈,参与者需在修正所有问题后,其成果才会被最终输入OpenAI的系统。OpenAI的一位发言人表示,公司与“众多领域的专家合作,以改进和评估我们模型的能力”,并称这些专家由第三方供应商招募、管理和支付报酬。                   值得注意的是,该项目的申请流程几乎没有人为干预。申请过程包括与AI聊天机器人进行的约20分钟面试、一项财务报表知识测试以及最后的建模能力测试。

E |                    二、“请修复”:AI需要学会的细节与格式                    投行初级分析师以其超长的工作时间闻名,在处理实时交易时,每周工作超过80小时是家常便饭。他们的工作充满了大量被视为“脏活累活”的任务,例如在Excel中构建复杂的并购模型,以及根据上级要求反复修改PPT演示文稿。

F |                    在彭博专栏作家Matt Levine看来,这种对细节的极致追求,恰恰是AI需要学习的关键。他评论道,一名成功的投行分析师必须是“注重细节的”,因为模型或演示文稿中一个微小的格式错误,比如美元符号未对齐,都会让上司怀疑其中可能存在更严重的实质性错误,从而破坏信任。                   Levine将目前的生成式AI比作“聪明但粗心的分析师”——它们能迅速产出看似合理的模型,但往往会出错或出现“幻觉”,无法被完全信任。因此,他认为OpenAI的项目本质上是一种“强化学习”,相当于“让一位投行副总裁对着AI吼上几年,直到它把格式做对为止”。

G | 雇佣前银行家正是看中了他们自身已经历过这种严苛的训练,能够本能地遵循页边距大小、百分比斜体等行业格式规范。                   三、替代学徒?华尔街晋升模式面临考验                    “Mercury”项目的直接目标是让AI替代初级员工的工作,这引发了对投资银行传统学徒制模式未来的深刻质疑。数十年来,华尔街依赖于一个金字塔结构:初级分析师通过处理基础工作来学习技能,其中最优秀的一部分人最终晋升为需要与客户打交道的高级银行家。                   正如Matt Levine所提出的问题:当一个行业不再需要学徒时,它未来的高级合伙人将从何而来?如果AI接管了模型构建和文书工作,年轻的金融专业人士将如何获得必要的实战经验和行业知识,以成长为未来的领导者?                    不过,这一趋势也存在另一面。

H | 投资银行分析师项目的流动率一直很高,许多人在工作两年后便选择离开,投身于创业或其他行业。对于这些已经离开的人来说,回来训练一个可以替代自己当年岗位的机器人,或许并没有太多心理负担。

I |                    “Mercury”项目不仅是华尔街的潜在颠覆者,更是OpenAI商业化战略的缩影。通过将目标锁定在金融服务这一利润丰厚的领域,OpenAI正努力证明其技术在复杂企业环境中的价值。

J |                    尽管估值高昂,但OpenAI尚未盈利的现实,正驱使其积极开拓企业市场。将AI能力应用于特定行业、解决具体的业务痛点,被视为其实现收入增长和长期发展的关键路径。该项目表明,OpenAI的雄心不止于通用的聊天机器人,而是要打造能够深度嵌入企业工作流程的专业级AI工具,从而在全球商业版图中占据一席之地。                   本文来自:华尔街见闻,作者:张雅琦。

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